Your Financing Gateway

Product

Financing

Business

Consumer

Invoice Financing (AR)

Unlock cash from unpaid invoices; get funded against your accounts receivable before customers pay.

Multi-purpose Financing (KMG)

Secured loan against your asset for any need — education, medical, travel, or major purchases.

PO Financing (AP)

Fund purchase orders upfront so you can fulfill large orders without straining working capital.

Home loan financing to purchase a primary or secondary property with structured installments.

Fixed-tenor business loan with predictable installments for expansion, equipment, or working capital needs.

Mortgage Refinancing (KPR Takeover)

Transfer your mortgage for better terms, with option to top-up and cash out.

Inventory Financing

Finance stock purchases; inventory is moved to the partner's warehouse and held as collateral.

Renovation Financing

Fund home improvements or repairs without depleting savings or liquidating assets.

Payroll Financing

Bridge payroll gaps with short-term funding, ensuring your team gets paid on time.

Title Loan (BPKB)

Secured loan using your vehicle's ownership document as collateral, fast disbursement.

Overdraft Financing (PRK)

Flexible revolving credit line for daily operational needs, draw and repay as required.

New Motorbike Financing

Installment financing to purchase a brand-new motorbike with flexible down payment options.

Machinery & Equipment Financing

Finance new or used machinery and equipment for your business, with your assets used as collateral.

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Home Loan Solutions

Flexible mortgage options designed to fit your financial goals and lifestyle.

Choose Your Mortgage Type

We offer a variety of loan structures to suit your preference for stability or flexibility.

Fixed Rate

Lock in your interest rate for a set period. Perfect for stability and predictable monthly payments.

Floating Rate

Interest rates that adjust with the market. Often starts lower than fixed rates.

Hybrid

Combine fixed and floating rates to balance security with potential savings.

Estimate Your Payments

Understanding your monthly commitment is crucial. Our partners provide detailed simulations based on:

Loan Amount
Interest Rate
Tenure (Years)

Contact us for a personalized calculation tailored to your income and property value.

Request Simulation

Who Can Apply?

Basic eligibility criteria for our mortgage products.

Indonesian Citizen (WNI)
Age 21 - 55 years old (employee) or 65 (professional/entrepreneur)
Minimum monthly income of IDR 5,000,000
Permanent employee or business owner for at least 2 years
Clean credit history (SLIK OJK)

Find Your Perfect Mortgage

Let our experts help you navigate the options and secure the best deal.